The Bundle Pricing program gives Texas and Oklahoma school districts direct access to high‑quality providers at bundled rates far below PPO pricing. Employees pay $0 out‑of‑pocket when they choose a Bundle Pricing provider.
0
M+ Saved
0
K+ Procedures
37,128
in 2025
The Problem
While your district faces budget constraints, major carriers report record profits. The traditional model serves their shareholders—not your students or staff. That’s why self‑funding with Bundle Pricing puts you back in control.
"The traditional fully insured model reliably generates substantial profits—for carriers, not employers. Bundle Pricing flips that model."
The Bundle Pricing Difference
No plan redesign. No disruption. Just 50–80% savings below PPO prices.
When an employee chooses a Bundle Pricing provider, they pay $0. No deductible, no copay. Travel and lodging covered when care isn't local. No billing surprises.
$0 Out-of-PocketBundle Pricing providers get paid via simple invoice in 10–14 days. No collections, no 90-day wait. They offer their best pricing because payment is guaranteed and immediate.
Paid in 10–14 DaysFixed, all-inclusive bundled rates replace unpredictable PPO pricing. No commissions, rebates, or percentage-of-savings fees. Transparent, flat fee structure.
50–80% Below PPOThe Process
Four straightforward steps from procedure need to provider payment.
A member is scheduled for surgery, imaging, or another covered service.
The member is connected to a high‑quality, pre‑contracted Bundle Pricing provider.
The member receives care with zero out‑of‑pocket. Travel/lodging covered if needed.
Provider receives payment in 10–14 days via simple invoice at the bundled rate.
Savings Estimator
Adjust the sliders to see potential annual savings with Bundle Pricing.
Real‑World Savings
Actual procedure costs — no asterisks, no hidden fees.
| Procedure | PPO Network Price | Bundle Price | Avg Savings | % Below PPO |
|---|---|---|---|---|
| Coronary Artery Bypass | $250,000 | $54,500 | $195,500 | 78.2% |
| Hip Replacement | $37,701 | $22,379 | $15,222 | 40.5% |
| Knee Replacement | $30,886 | $20,372 | $10,514 | 34.9% |
| Colonoscopy | $3,633 | $1,808 | $1,825 | 50.3% |
| MRI | $1,982 | $662 | $1,320 | 66.7% |
| CT Scan | $1,618 | $357 | $1,261 | 81.4% |
If your plan is within 90 days of renewal, now is the time to see what Bundle Pricing can do for your budget.
Get Started
Lone Star Benefits Trust is ready to help you launch Bundle Pricing for your district.